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Ligia Maria
Ligia is 19 years old and works as a warehouse manager. Her salary is very low but she makes a great effort to pay for her university studies to become an accountant. She is very motivated to know that she only has a few months left to finish, but she still needs to pay for a titles course, so she approached Afodenic to request a loan so she can make the payment. With her title in hand she will be able to have a better income in a very short time.
View original language description ↓
Ligia a sus 19 años labora como responsable de almacén, su salario es muy bajo pero ella hace el gran esfuerzo de pagar sus estudios universitarios la carrera de contabilidad pública y auditoria, pero le da muchos ánimos el saber que está a unos meses de finalizar su carrera, pero necesita pagara el curso de titulación por lo que acude a Afodenic a solicitar financiamiento para hacer posible dicho pago, ya con titulo en mano sus aspiraciones a un mejor ingreso económico podría ser posible en muy corto plazo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Ligia Maria to pay tuition.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 15, 2013
Currency Exchange Loss:
Sep 17, 2014