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Hamilton Abel
Hamilton was born in Guayaquil. His business involves offering computer classes. Hamilton started providing these classes at the university to his co-workers. He then taught at a state school and was later named a formal instructor of computer science. At the moment, he works for the navy by providing his services as a teacher.

Hamilton works by himself from 9:00 A.M. to 7:00 P.M., providing computer classes. His main challenge is dealing with the irregularity of his classes since he must travel for his job. Hamilton is not married and has no children. He is requesting a loan in order to buy a laptop computer and teaching materials.

When he was interviewed, Hamilton said, “My dream is to have either an academy or a cybercafé where I can teach people. In this way, I can contribute to the education and economy of my country. My other aspirations include having a family with a wife and children.”

View original language description ↓
Hamilton nació en Guayaquil. El negocio del cliente es dando clases de computación, este servicio lo empezó dando clases de computación en la universidad a sus compañeros, luego en un colegio fiscal, después de esto fue profesor de conducción; actualmente trabaja en la marina prestando servicios como profesor.

El trabajo lo realiza solo de 9:00 – 19:00; dando clases de computación. Su dificultad de trabajo es la irregularidad de los censos como el traslado para su trabajo.

No está casado, No tiene hijos. El cliente requiere del préstamo para comprar una laptop y materiales didacticos de enseñanza.

En la entrevista Hamilton dijo: Mi sueño es tener una academia de nivelacion o un cyber donde se enseñe a las personas. Y asi contribuir a la educacion y a la economia del pais. Otras de sus aspiraciones es tener una familia, con una esposa e hijos.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Hamilton Abel to buy a laptop computer and teaching materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 19, 2013
Currency Exchange Loss:
Feb 25, 2014