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Lisset  De Los Santos

Update on Lisset De Los Santos

Lisset is 36 years old and has worked with Kiva before. She works running a convenience store, which she shares with her family.

Her second loan was very helpful, since it let her buy all the goods that she didn't have in her inventory at the time. These included basic grains, toothpaste, toilet paper, chicken, soda, and a display case to show off her products.

Considering that beforehand she didn't have much money to work with and the loan came when she needed it most, she was able to pay off her second loan satisfactorily. She always strives to stock her business with the products that are the most popular with her customers in order to increase her sales.

Today she is in need of her third loan in order to buy dairy products such as milk and crema (similar to sour cream) as well as cold cuts such as sausage, mortadela (a bologna-like meat), etc. Her objective is to add new products to her convenience store.
View original language description ↓
Doña Lisset, de 36 años de edad, es cliente Kiva, quien se dedica al negocio de pulpería., negocio que comparte con su familia. Su segundo préstamo le fue de mucho beneficio ya que logro comprar todos los producto que aun no tenia en inventario, como granos básicos, pasta dental, papel higiénico, pollo, gaseosa y la vitrina para poder exhibir sus productos. Ya que antes no tenia mucho capital con que trabajar, y el financiamiento llegó cuando mas lo necesitaba, logro pagar su segundo crédito satisfactoriamente. Siempre lucha por mantener su negocio con productos mas solicitado por sus clientes, para poder incrementar sus ventas. Hoy está necesitando su tercer financiamiento para comprar productos lácteos como leche, crema y embutidos como salchichas, mortadela, etc. Con el objetivo de agregar productos nuevo a su pulpería.

Previous Loan Details

Liset, who is originally from Telica in the León municipality, is in business running a small convenience store. She shares with us that her first experience with a loan from Kiva was a very positive one. She stocked up her convenience store with products such as basic grains, oil, and cleaning... More from Lisset De Los Santos's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,278,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Lisset De Los Santos buy dairy products such as milk and crema (similar to sour cream) and also cold cuts such as sausage, mortadela (a bologna-like meat), etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 15, 2013
Currency Exchange Loss:
Dec 17, 2013