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Adelaida Del Carmen
Adelaida lives in the city of Boaco. She begins work at 2 am, getting her merchandise ready, and she travels from her home to the capital to sell her products. She has a small factory in her home where cheese and cream are produced using traditional methods. She brings these products to the capital to sell them in the markets.

She is asking for this loan to buy milk to make her products, because now that it is summer, milk is driving up her costs.

She supports her two small children with her business. This business also benefits the people who buy the products in the markets and then re-sell them. She feels good about it because her work helps to provide income for many people.
View original language description ↓
La señora Adelaida vive en la cuidad de Boaco sus labores empiezan a las 2 am de la mañana alistando su mercadería y se traslada desde su tierra natal a la capital para ofertar sus productos, tiene una pequeña fabrica donde producen queso y crema de manera artesanal en su casa de habitación y lo trae ala capital para comercializarlo en los mercado de la capital.

Esta solicitando el crédito para la compra de leche para la elaboración de sus productos ya que con el verano la leche aumenta sus costos.

por medio de este negocio ella les da son el sustento de sus pequeños hijos. Pero también se beneficia las personal que ella le vende su producto en los mercado
Para que los comercialicen y de esta manera ella se siente bien por que manifiesta que su trabajo les genera ingreso a muchas personas.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Adelaida Del Carmen to buy milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 15, 2013
Currency Exchange Loss:
Mar 18, 2014