Check out some available loans that are similar to this one!
Hirwa Mutegarugori A/rgrr Group
In this Group: Umutesi, Leocadie, Donathille, Peruth, Marie Claire, Rose, Florence, Christine, Vestine, Consolée
Donathile is part of the "Hirwa Mutegarugori A/rgrr" solidarity group which grows corn. She is 48 years old, married and the mother of 5 children, the eldest of whom is 20 years old and the youngest, 13. Three of her children go to school and she is not responsible for any other people. She was born in the Democratic Republic of Congo and has 2 years of primary school education. She started working together with ACB in 2012 and is on her first loan cycle. She will use the loan requested to rent a field, pay the labourers and buy seeds. Donathile anticipates only one problem which could prevent repayment of the loan; climate change. In order to increase her business, her strategy is to use chemical fertilizers. As far as her farming business is concerned, her ambition is to have her own field. Her ambition for her family is to make sure her children are educated at university level and to ensure her family's well-being. As well as farming, she also sells various items to retail customers.
Donathile fait partie du groupe solidaire HIRWA MUTEGARUGORI A/RGRR qui fait l’agriculture des maïs. Elle est mariée, âgée de 48 ans et a 5 enfants dont le plus âgé a 20 ans et le moins âgé a 13 ans. Trois de ses enfants vont à l’école et aucune autre personne n’est en sa charge.
Elle n’est en République Démocratique du Congo, son niveau d’éducation est 2 ans de l’école primaire.
Elle a commencé de collaborer avec ACB Ltd en 2012 et est au premier cycle de crédit.
Avec le crédit demandé, elle va louer un champ, payer la main d’œuvre et acheter la semence.
Madame Donathile anticipe une seule difficulté qui peut faire que ce prêt soit mal remboursé. Cette difficulté est le changement climatique.
Pour accroitre son activité, elle a la stratégie d’utiliser les engrais chimiques. L’ambition pour son activité agricole est d’avoir son propre champ. Pour sa famille, elle a l’ambition d’éduquer ses enfants jusqu’à l’université et assurer le bien être de sa famille.
A part de l’agriculture elle fait aussi le commerce de divers objets en détailles.

Additional Information

More information about this loan

This loan is part of Amasezerano Community Banking's Ezukame ("agriculture") program, designed to provide capital to poor farmers in rural Rwanda. ACB invests a higher percentage of its portfolio in agriculture than any other Kiva Field Partner, and is strongly committed to serving the needs of rural borrowers. This type of loan has terms ranging from one to 36 months, with the option to repay in full at the end of the term or in monthly installments.

This flexibility is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 625.1
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Hirwa Mutegarugori A/rgrr Group's $1,500 loan helped a member to rent a field, buy seeds and pay the labourers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 16, 2013
Feb 18, 2013
Currency Exchange Loss:
Aug 31, 2013