Nam was born in 1963. She has two children. Her youngest child is attending university. Her older child is a carpenter. Her husband is a worker and earns about 2,500,000 VND per month. Nam does carpentry to earn a living. Her income is about 3,500,000 VND. She has done this job for 7 years. Her family’s total earnings are about 9,000,000 VND per month.
She has participated in SEDA's credit program since 2010. In the last cycle she borrowed 8,288,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,184,000 VND to buy wood for her carpentry workshop. She hope is to raise her children up well.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.