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Llapanchispac Group
In this Group: Luz Marina*, Agripina, Sonia , Tadea, Percy , Edgar, Santiago, Graciela , Carlos *, Cirila, Leonidas Gustavo, Ingrid
* not pictured
The members belong to the communal bank Llapanchispac. This bank is located in the province of Cusco and department of Cusco.

The member is Agripina. She is 51 years old, married, and has 3 children. She alternates her daily activities with her restaurant business. She has years experience in this business which is going well thanks to the effort that she puts in each day to her business. She offers breakfast, lunch and dinner every day. She also works raising small animals such as guinea pigs and chickens, and this is the way she supports her family.

She is asking for a loan to buy supplies such as oil and rice among others.

The other members work include selling vegetables, photocopiers, small animal husbandry, glassworks, project development, teachers and master builder.

The member left out of the accompanying photo asked permission to arrive after the meeting because of work commitments.

The member thanks those who are a part of this dream by this means and she agrees to complete the payments as scheduled.
View original language description ↓
Los socios pertenecen al banco comunal “LLAPANCHISPAC”; Este banco se ubicado en la provincia de Cusco y departamento de Cusco.

La socia es la Sra.Agripina,la socia tiene 51 años es casada y tiene 03 hijos; La socia alterna sus actividades diarias con su negocio de restaurante, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia ofrece desayunos,almuerzo y cenas todos los días ,a la vez la socia se dedica a la crianza de animales menores como cuyes y gallinas,siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de insumos como aceite, arroz entre otros.

Los otros socios se dedican a la venta de verduras, fotocopiadoras, crianza de animales menores, vidriería, elaboración de proyectos, docentes, maestro constructor.

El socio que sale en la foto adjunta pidió permiso para llegar tarde a la reunión por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $64,360,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Llapanchispac Group's $5,350 loan helped a member to buy supplies such as oil, rice and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Mar 1, 2013
Currency Exchange Loss:
Jun 17, 2013