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Marcelina is a lady with a strong desire to succeed. Through a lot of effort she has managed to make improvements to her home. Because the rainy season is approaching she is worried because she needs a roof for the laundry room and part of the kitchen, and also to put up walls in both areas. For this she needs a loan of one million thirty five thousand colones (1,35,000.00) with which she will buy construction materials and pay for labor.
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Marcelina es una es una señora con muchos deseos de superarse, con mucho esfuerzo ha lograda hacer mejoras a su vivienda, debido a que se acerca la época de lluvia ella está preocupada porque necesita techar el cuarto de pilas y parte de su cocina, además de poner paredes en ambas áreas. Para esto necesita un crédito de un millón treinta y cinco mil colones (¢1.035.000)con el cual comprará materiales de construcción y pagará la mano de obra.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 500.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Marcelina to make improvements to her home.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 1, 2013
Currency Exchange Loss:
May 28, 2015