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Agnes is married with three children. Only two of them go to school. She also takes care of additional family (old parents). She lives in her own house, but the family has no access to electricity or piped water. Her monthly expenses include school fees and feeding the family.

Agnes has a beauty salon and has been in this business for three years. She generates additional income by selling tomatoes, onions and oranges and also from rental houses. She works at the market five days out of every week. Her major business challenges include thieves, the ever increasing price of cosmetics in Uganda and seasonality.

Agnes has applied for a loan of 500,000 Uganda shillings from MCDT SACCO to buy more boxes of cream relaxers, weaves and braids. She hopes to educate her children up to university, own a fully stocked beauty salon, and also to build more rental rooms.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,645.0
    Uganda Shillings (UGX) = $1 USD