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Dessy is a 35-year-old seamstress. She is married to Roni, age 40. She lives with her husband and their three children: Brian, 11, Jati, 9, and Abi, 6 years old. The children are all attending school.

Dessy has been running her sewing business since 2001, helping to support the family. Last year, she initiated a poultry business, using her own savings. She thinks that the poultry business can help her to meet the family's needs. In order to improve the poultry business, and to repair her hemming machine, which is broken, she applied for a loan from TLM in the amount of IDR 3,000,000. She plans to buy a box of chicks and to repair the broken hemming machine, with the loan funds. Dessy hopes that the businesses will run well, so she can repay the TLM loan and increase the income available for family needs.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 9,660.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Dessy to repair her broken hemming machine, and to buy a box of chicks for her new poultry business.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Feb 16, 2013
Currency Exchange Loss:
Nov 17, 2014