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This is Long. She is 33 years old and is married with two children who utterly rely on her care. Long did not complete her education due to her family’s financial constraints at that time. That’s the reason she had to start her family at a very young age. Farming has been the major source of her income. She and her husband own and cultivate on a few pieces of farmland. They realized that the income from farming is not really enough to cover their daily expenses. It has been a tough time for the family and that has encouraged her husband to be involved in the construction field.

All her family members are living in a small house and it is very difficult and uncomfortable for them. She has accumulated a small amount of money and has started building but, unfortunately, she doesn't have enough money to buy all the materials for this construction. She is applying for a loan in the sum of USD 1,200 to buy timber, roofing, and floorboards for the completion of her house. She really appreciates all the help she will get from Kiva lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Long to buy timber, roofing, and floorboards for the completion of her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Feb 16, 2013
Currency Exchange Loss:
Mar 17, 2015