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Emma
As a married parent of five children, Emma works hard to support her family. She has a food production business in the Philippines and earns additional income at a cafeteria.

Emma is borrowing 18,000 Philippine pesos through the Negros Women for Tomorrow Foundation to buy ingredients and utensils for her food production business.

Emma has sustained her business activities through her past 16 loans from NWTF. She hopes that her hard work will help her attain her dream to save enough money to build a restaurant.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 399
    View loans »
    Philippines Loans Fundraising
  • $69,611,525
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Emma to buy ingredients and utensils for her food production business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2013
Listed
Feb 16, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014