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Markos is 25 years old and in engaged in agriculture. He keeps livestock which currently includes 13 lambs, 9 chickens and 5 cows, and he also cultivates wheat. Despite his young age, Markos is a very hardworking and proactive man who works hard to gather a high income and sustain his family.

Markos lives with his family which consists of his mother, father, two sisters and a brother. Markos is very excited about developing his agricultural business so he has applied for this loan. With the loan's help Markos will purchase seeds for cultivation and will cover fuel costs. The loan is very important for him to pay for transportation costs and be able to take his products to the city markets for sale.

Markos wants his family to live in appropriate living conditions, so he works hard to ensure that he can give a better life to his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,071,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Markos to pay for seeds and to cover fuel costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 16, 2013
Currency Exchange Loss:
Dec 17, 2014