Lerma is 46 years old and married with three children. She earns a living by farming rice in the Philippines. Lerma has been farming rice for 26 years and also earns additional income from tailoring.
Lerma is borrowing PHP 13,000 through NWTF to purchase rice seeds and pay for the laborers’ salaries.
She is working tirelessly toward the attainment of her dream: to build and expand her business to secure the future of her family.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.