Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $325 helped to purchase rice seeds and pay for the laborers' salaries.


Lerma's story

Lerma is 46 years old and married with three children. She earns a living by farming rice in the Philippines. Lerma has been farming rice for 26 years and also earns additional income from tailoring.

Lerma is borrowing PHP 13,000 through NWTF to purchase rice seeds and pay for the laborers’ salaries.

She is working tirelessly toward the attainment of her dream: to build and expand her business to secure the future of her family.



Loan details


Lenders and lending teams



Loan details