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Gulijon H. lives in the Vakhsh region. She is married and has one son. She is 29 years old and has been growing watermelons for 2 years. The melons have now ripened and they need to be harvested and driven to the market. This requires the rental of a truck and the purchase of gasoline. Gulijon plans to take out a loan for this purpose, which she will pay back over a 12 month period. This will help her to complete the harvest quicker and to earn a profit.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Хайруллоева Гулиджон жительница района Вахш. Замужем и имеет одного сына. В возрасте 29 лет она уже 2 года занимается выращиванием арбузов. Бахчевые поспели и их необходимо собирать и вывозить на базар. Но для этого нужно арендовать грузовую машину и закупить ГСМ. Поэтому она запланировала получить кредит , погасить который сможет в течении 6 месяцев. Это поможет быстрее реализовать урожай и получить прибыль.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Gulijon purchase gasoline and rent a truck.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 10, 2008
Aug 26, 2008
Currency Exchange Loss:
Apr 15, 2009