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Teodora Florinda
Teodora, age 48, lives in Guayaquil. She started her business 15 years ago (1998). She did this when she sold a piece of land she had in El Progreso. She decided to establish her own business selling supplies and general groceries. It grew little by little, and she now has a store with very good clientele.

She starts work in her business at 6:30 in the morning. She orders merchandise every 15 days. She does not have any difficulties in her business, and with God’s help she is making day to day progress.

She is married and has three children who are adults and live independently. Her husband helps her by working in commerce or selling crabs.

She wants to use the loan to buy rice, sugar, grains, and drinks. Her dream or goal is to, through the business, be able to improve construction on her house.
View original language description ↓
Teodora vive en Guayaquil, tiene 48 años. Comenzó su negocio hace 15 años (1998), cuando vendio un terreno que tenia en el Progreso, es hay que decidió establecer su propio negocio de venta de víveres y abarrotes en general, poco a poco creció y ahora posee una tienda con muy buena clientela.

La clienta trabaja en su negocio desde las 6:30 de la mañana, realiza pedidos de mercaderías cada quince días. No tiene dificultades en su negocio y con la ayuda de Dios va progresando día a día.
Está casada, tiene tres hijos, son mayores de edad y viven independientes. Su esposo la ayuda trabajando en el comercio o venta de cangrejos.

Con el prestamo quiere comprar arroz, azucar, granos, bebidas. El sueño o meta que tiene la clienta con este es de poder construir mejor su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Teodora Florinda to buy rice, sugar, grains, and drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Feb 15, 2013
Currency Exchange Loss:
Feb 25, 2014