A loan of $1,450 helped to sell clothing.


Lia's story

Lia is 31 years old. She lives in a small village in the Gardabani District with her husband and in-laws. Lia requested a loan from local financial institutions several times for a family business start-up, but without any success. Her loan request was rejected each time because of her low income and the family’s poor living conditions.

The only source of income for the family is from agricultural activities. In particular, they have two milk cows, whose milk is used in cheese production. Lia produces cheese and sells locally at a good price. Besides, her mother-in-law works as a sales lady at a local grocery shop. It is hardly enough to buy food for the family. According to Credo estimations the family belongs to the subsistence-poor category.

Lia requested a loan from Credo to start a family business. Her loan request was approved. With the credit Lia will sell clothing. She plans to purchase clothing from wholesalers and then resell it at higher prices among her villagers. The new business initiative, financed with the Kiva Start-up loan, will significantly improve the living conditions of the family.



Loan details


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Loan details