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Zurab, age 25, lives in a small village in the Samtredia district with his mother Madona. Together, they run an agricultural business. They have one milk cow and sell cheese locally. They also have a greenhouse, where they grow cucumbers and greens. In addition, Zurab owns a plot of agricultural land, which contains 180 nut trees. He and his mother sell the harvested products locally at a good price.

Zurab has requested a loan in order to build a new greenhouse. With this investment, he will be able to sow more vegetables, thus increasing the income of the family. This will allow them to improve their living conditions.

Zurab is thankful for your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Zurab to build a greenhouse.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 26, 2013
Feb 15, 2013
Currency Exchange Loss:
Oct 17, 2013