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Havea is 42 years old and married with four children. She runs a small business selling snacks and drinks in her community and has been doing this for five years. Havea has requested a loan to buy snacks, drinks, a freezer, cups and plates. She joined SPBD to gain access to capital. With her earnings, Havea will help with her family's weekly expenses.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 72
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.2
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Havea to buy snacks, soft drinks, a freezer, cups, and plates.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 15, 2013
Currency Exchange Loss:
Mar 18, 2014