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Prabhat Kumar
Prabhat Kumar is a 28-year-old differently able man living with his parents in the village of Nayagarh, Odisha. His father is a farmer. He owns a small grocery store at his house where he sells detergents, shampoos, spices, toffees, rice, lentils, wafers, edible oil etc. earning 5,000 INR per month from his shop. This is the only source of income for the family. Prabhat Kumar has been working hard to take care of his parents.

He plans to buy more stock and variety of spices, oil, personal care merchandise like shampoos, detergents, and toothpaste that he is selling right now and more variety of chocolates and wafers, for which he has requested for a loan of 25,000 INR. He says that doing so will increase his family's income and he will be able to save some money for future uncertainties.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 1
    View loans »
    India Loans Fundraising
  • $6,677,075
    Funds lent in using Kiva
  • 53.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $475 helped Prabhat Kumar to purchase detergents, shampoos, spices, toffees, rice, lentils, wafers, edible oil, etc. for his grocery shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2013
Feb 15, 2013
Currency Exchange Loss: