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Sus is 41years old, married, and has six children. They live in a peaceful village in Prey Chor district, Kompong Cham. Due to the hardships of living, she engages herself in two businesses to supplement her husband's income: farming and selling bean sprouts in a community market. She believes that her perseverance and effort will lead her to success, which is why she continues to work hard for her family. She is very happy to see her family-owned businesses going well. She is able to make an income of 5 USD each day. Sus has been working in her position for more than 10 years.

Sus has always dreamed of having a suitable house with a better living environment that is clean and sanitary. She wants to keep her family healthy and avoid any diseases. In this regard, she has applied for a loan in the amount of 750 USD to build a bathroom, along with a toilet, for her household. This loan amount will help her to improve her living conditions.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 173
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Sus to build a bathroom, along with a toilet.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 15, 2013
Currency Exchange Loss:
Nov 19, 2013