Chim is a 38-year-old married woman and the mother of a single child. She resides with her family in the Prey Chor district of Kompong Cham province. To earn a living, Chim has been engaged in farming for more than 10 years with the support of her partner. Chim’s desire is to elevate her living standard, secure the overall welfare of her family and provide good opportunities to her only child. Aside from the hardships she has experienced in farming, Chim also uses her time to sell items, selling boiled eggs, especially for some religious festivals in her neighborhood or in local pagodas of the province. This enables her to have extra profits to cover her daily needs.
At this time, Chim is asking for a loan of USD 700 to use to cover traveling expenses for her and her husband who are planning to work in Thailand, where they believe that they can earn more income than what they do their own country. However, this couple will return back to work at their paddy fields when the rainy season arrives. She's hoping that her requested loan will be granted, so that she and her husband will further improve their living status.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.