A loan of $550 helped to pay for additional supplies and products like clothing, footwear, undergarments and cosmetics needed in her business.


Benita's story

Benita is a 63-year-old resident of Malibay, Pasay, Philippines. She is a widow and a mother. Her youngest is still in college. At her age, she is working as hard as she can to provide income for her everyday needs and to help her family as well.

Benita maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands like Avon, Fuller life, Natasha, Boardwalk, Marikina Shoe Exchange and other brands. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealers' prices are lower than those in the catalog and these are the profits that dealers are investing on as their income. Her regular customers are her neighbors and the local community. She earns a minimum of 2000 PHP in sales every week.

To help her continue her business she is requesting a 22,000 PHP loan. She will be utilizing the loan to buy additional supplies and merchandise products like shampoo, cologne, deodorant, perfume, soap, fabric softener, undergarments and other products needed in her business. She expects a boost in her business income as she expands her business.

Benita dreams of expanding her business and having her own stall. She hopes for good health and a strong body. She faithfully meets up with her co-fellowship* members to share stories of her life and business every week. She also draws strength and inspiration from the fellowship and the Word of God.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay loans.



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