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Natividad Ramona

Update on Natividad Ramona

Natividad is a single mother that lives in León. She sells food, helped by her family. Her first loan was very beneficial for her, since she was able to buy vegetables and grains for preparing food. Before, she did not have enough capital to work with and the loan came when she needed it the most. She has paid the installments in time.

She always struggles to improve her food stall, trying to sell more and save money in order to have a more formal establishment. Natividad is requesting a loan to buy beans, sugar, oil, vegetables, beef, chicken and food packaging.
View original language description ↓
Natividad, madre soltera, habitante de la ciudad de León, se dedica a vender comida negocio que comparte con su familia. Su primer préstamo le beneficio mucho pues logro comprar verduras y granos básicos para hacer comida, antes no tenía mucho capital con que trabajar y el financiamiento llego cuando más lo necesitaba, logro pagar satisfactoriamente. Siempre mantiene su lucha por lograr poner su comideria con mejores condiciones, que es por lo cual lucha cada para poder vender más y ahorrar para lograr tener su puesto de comida formal. Hoy está necesitando financiamiento para comprar frijoles, azúcar, aceite, vegetales, carne, pollo y empaque para comida.

Previous Loan Details

Natividad lives in the city of León, she sells typical food for a living, such as, pork rinds, vaho (a traditional meal of steamed meat and vegetables) and enchiladas. She has been doing this for 20 years; most of her customers are the factory workers who buy food from her at lunch time. She is a... More from Natividad Ramona's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Natividad Ramona to buy beans, sugar, oil, vegetables, beef, chicken and food packaging.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 9, 2013
Feb 14, 2013
Currency Exchange Loss:
Nov 17, 2013