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San Hilario Group
In this Group: Edith Cencepcion, Julio Cesar, Adolfo Eleazaro*, Teresa*, Yolanda , Yolanda, Gerson, Natividad , Zinaida, Eiko, Marlene Patricia
* not pictured
The members belong to the San Hilario communal bank in the district of Cusco in the province and department of Cusco.

The member, Julio César, is 37 years old. He has one child and is separated. He alternates his daily activities with offering taxi service in the city. He has been in this business for years and it's going well for him thanks to the effort he puts into it every day. He works every day during the day. He feels good about his job because with it he's able to help his family economically.

He's requesting the loan to do maintenance on his car, such as an oil change.

The other members make a living selling dairy products, selling clothing, in a pharmacy, working independently, and as an electrician.

He's grateful to those who are part of his dream through this loan and he pledges to make his payments punctually.
View original language description ↓
Los socios pertenecen al banco comunal “SAN HILARIO”; Este banco se ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.
El socio es el señor Julio Cesar, el socio tiene 37 años de edad, 01 hijo y es separado; él socio alterna sus actividades diarias brindando el servicio de taxi dentro de la ciudad, el socio lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, el socio trabaja todos los días durante el día, el socio se siente bien con su trabajo ya que mediante este el puede apoyar económicamente a su familia.
El socio solicita el crédito para el mantenimiento de su carro como en el cambio de aceite.
Los otros socios se dedican al negocio de venta de productos lacteos, venta de ropa, farmacia, trabajadores independientes, electrisista.
El socio agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,458,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Hilario Group's $5,050 loan helped a member to do car maintenance.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Mar 1, 2013
Currency Exchange Loss:
Aug 17, 2013