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Flora is twenty-eight years old and is a very selfless mother. She shares a married life with Edgar, who is thirty-one years old, and they have the happiness of possessing three great motives in life: their three children, Jhon, Maicol, and Enrique. They live together as a family in a home made of adobe, which they acquired a little after they married.

Since she was very young, Flora has participated in the production of cacao and organic coffee, together with her parents. Years after all this vast experience, she had enough knowledge to start herself, and together with Edgar, they fought to get ahead with a plot of land inherited from her parents. This is the main source of livelihood for the family.

As the years pass and the children grow up, she remembers very well when she began the construction of her home; years later, they have noticed that the roof needs to be repaired as soon as possible in order to avoid the constant leaks that occur in the rainy season. In making this repair, they hope to offer their children a better quality of life.

In the future, she hopes to begin to construct her home from cement and bricks; she feels certain that she will succeed in doing this, as long as she always has the motivation to work and move forward.

This is her first loan with MFP. She feels very happy to be receiving a loan and promises to be a member who is very punctual with her loan payments.

She wishes to have 500 soles in order to buy corrugated metal sheets so that she can continue with the repairs to the roof of her home and avoid leaks.
View original language description ↓
Flora de 28 años es una madre muy abnegada quien comparte una vida conyugal con Edgar de 31 años y tiene la alegría de poseer a 3 grandes motivos de esfuerzo como son sus hijos Jhon, Maicol y Enrique. Comparte sus vivencias familiares en una vivienda construida a base de adobe adquirida poco después de su unión conyugal. Desde muy niña participó en la producción de cacao y café orgánico junto a sus padres, años después su vasta experiencia le basto para valerse por si misma, y junto a Edgar lograron salir adelante con una parcela heredada de sus padres, siendo su principal sustento de su economía familiar.
Como los años pasan y los hijos crecen, recuerda muy bien cuando inicio la construcción de su vivienda y años después notaron que el techo necesitaba ser reparado con urgencia, para evitar las constantes goteras que se presentan en esta temporada de lluvias; de esta manera esperan brindarles a sus pequeños una mejor calidad de vida. Desea a futuro iniciar la construcción de su vivienda a base de cemento y ladrillos y se siente muy segura de conseguirlo a largo plazo siempre y cuando muestre como siempre la motivación para trabajar y salir adelante. Este es su primer préstamo con MFP, se siente muy contenta por ser beneficiaria de un crédito y se compromete a ser una socia muy puntual en el pago de su préstamo.
En esta primera ocasión desea contar con 500 nuevos soles para la compra de calaminas y proceder con la reparación del techo de su domicilio para evitar goteras.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $63,817,500
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Flora to buy corrugated metal sheets in order to proceed with the repairs to the roof of her home.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 13, 2013
Currency Exchange Loss:
Oct 18, 2013