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Hay is 28 years old. She is married and has two dependent children. She resides with her family in a small thatched house that is located in Roung Kou village, Prey Chor district of Kompong Cham province. She has been cultivating her 1.5 hectares of farm land for more than 10 years. It’s quite hard work for her. However, she is happy to see her farming business going well. Encouraging and supporting her two children in school is her lifetime wish. Hay’s husband helps her manage their farm in the rainy season and spends the rest of his time working as a paid laborer for extra income.

Hay’s husband decided to go to Thailand, where he can earn a higher income than in Cambodia. But he doesn’t have money for a passport. In this regard, Hay would like to obtain a loan of KHR 3,000,000 to pay for a passport, so she can help her husband to work in the neighboring country legally. She hopes that her income will be improved to sustain her living needs and she can continue to be involved in other types of business pursuits.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 66
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Hay to pay for a passport, so she can help her husband to work in the neighboring country legally.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 14, 2013
Currency Exchange Loss:
May 17, 2014