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Musharaf is 50 years old. She is a hardworking and honest woman. She is a widow and has two children. After the death of her husband, she was left with two children and no breadwinner. It was very difficult to cope with expenses. She began working in the fields, but her income was small and it was very difficult.

Since Musharaf is always trying to provide her children with good living conditions, she decided to establish a new business. In this manner, she wants to find a new source of income. She took a course "Bring It On" organized by the Association of Business Women and received a certificate. Now she is fully able to establish her own business and to become successful in this sphere. She wants to organize a business buying and selling dried fruit.

She is requesting a loan of 3,000 somoni to buy goods to establish her new business.
View original language description ↓
Мушарафу 50 лет. Она трудолюбивая и честная женщина. Она вдова и имеет 2 детей. После смерти мужа она осталась без кормильца с 2 детьми. Ей было очень трудно справляться с расходами. Она после смерти мужа начала работать на поле, но ее доход был маленький и ей было очень трудно. Так как Мушараф всегда старается обеспечить своих детей хорошим условием проживания, она решила организовать новый бизнес. Таким образом, она хочет найти новый источник дохода. Она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей сухофруктов. Она запрашивает займ на сумму 3000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,082,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Musharaf to buy dried fruits for organizing a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 14, 2013
Currency Exchange Loss:
Dec 20, 2013