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Shary is a hardworking and honest woman. She is 46 years old. All her life, she has been working the land, and is engaged in the cultivation of crops and livestock. She worked from early morning to night for the benefit of the family, but her income from this business is not enough to live on, and therefore Shary and her family live in poverty. Her three children and husband help her and they try to improve their living conditions.

Shary consulted with the family and decided to start a new business to bring the family benefit. To that end, she took a course "Bring It On" organized by the Association of Business Women and received a certificate. Now, she is fully able to establish her own business and to become successful in this field. She wants to organize a business buying and selling dried fruit. She plans to use earned revenue to improve living conditions.

She is requesting a loan of 3,000 somoni to buy goods for establishing a new business.
View original language description ↓
Шари трудолюбивая и честная женщина. Ей 46 лет. Всю свою жизнь она проработала на земле, то есть она занималась выращиванием сельхоз культуры, а также скотоводством. Она работала с раннего утра до вечера для благо получения семьи, но ее доход от данного бизнеса не хватала на жизнь и поэтому Шари и ее семья живут бедно. Трое ее детей и муж помогают ей и стараются улучшить условию проживания. Шари посоветовалась с семьей и решила решила организовать новый бизнес для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей сухофруктов. От полученного дохода она планирует улучшить условию проживания. Она запрашивает займ на сумму 3000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Shary to buy dried fruits for organizing a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 14, 2013
Currency Exchange Loss:
Dec 20, 2013