Akosua is a widow with four children. Her husband died some years back and therefore could not afford to send all of her children to school. Happily, with the loan from Sinapi, she was able to send her youngest child to school. She was also able to start cooking rice with vegetables for school children and for people in the community. She has also enrolled her other children in a program to learn the hair dressing trade. Akusua wants to use the loan to expand her operations, increase income and add a grocery store to her business. She is a member of the group called “Nokwaredee” meaning Truthfulness. Members agree to guarantee one another for loan re-payment.