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Balcon Florido Group
In this Group: Isabel Loyda, Jhon Ammer, Idelfonza Aurora, Bertilo, Saul Fernando, Elva, Liz Isabel, Elena Rosa*, Estela Florinda
* not pictured
Good evening: "Balcón Florido" [Balcony with flowers], composed of nine members, is one of the oldest groups, and has shown to be responsible and full of good friends.

Idelfonza, 56, is married and has five independent children. For many years, she has been selling cheese upon request, distributing to stores, marketplaces and among her neighbors. Thanks to her efforts, she has been able to improve her house.

She will use the loan to buy cheese and be able to deliver all the orders placed by her customers. Her goal for the future is to open a bakery in a central location, which she is sure will result in better profits. In the picture, Idelfonza is located to the left and is wearing a light-blue t-shirt. “Balcón Florido” wants to thank the people that made this loan possible.
View original language description ↓
Buenas tardes: “Balcon Forido” es uno de los grupos más antiguo, que en el transcurso del tiempo nos han demostrado responsabilidad y compañerismo entre ellos, y está conformado por 09 socios. Idelfonza de 56 años es casada y tiene 05 hijos independientes. Hace muchos años que se dedica a la venta de queso, este negocio lo realiza a pedidos la cual lo distribuye en tiendas, mercados y vecinos de la zona, fruto de esfuerzo es que ha podido mejorar su vivienda. Su último crédito lo destinará para la compra de quesos y así poder entregar sus pedidos. Si siguiente meta es de instalar una panadería en un lugar céntrico, pues así asegura ella tendrá mayores ganancias. Idelfonza es la primera del lado izquierdo viste polo celeste. El grupo “Balcon Florido” agradecen a las personas que hicieron posible este crédito

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Balcon Florido Group's $3,300 loan helped a member to buy cheese to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Mar 1, 2013
Currency Exchange Loss:
Aug 17, 2013