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Freddy Antonio
The young Freddy lives with his family in the municipality of Tucuantepe in a populous neighborhood called Juan Ramon Padilla. He works for a private enterprise in Managua, the capital. His dream is to have his own house. At present, he is living with his Mother and by means of this loan, he will be able to construct a room so that he can have more privacy.

Freddy is very grateful for the help that Afodenic and the Kiva Funds are offering.
View original language description ↓
El joven Freddy habita en el municipio de Ticuantepe en el populoso reparto llamado Juan Ramon Padilla, junto a su familia, el labora para una empresa privada en la capital, su sueño es tener su casa propia, actualmente vive con su Mama y con este credito construira un cuarto para tener mayor privacidad, Agradece el apoyo que Afodenic y Fondos Kiva le esta brindando.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 48
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Freddy Antonio buy construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 12, 2013
Currency Exchange Loss:
Mar 17, 2014