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Carlos Antonio
Carlos, 19, is single and lives in Sololá. He has five brothers and two sisters. He's a hardworking young man who currently makes a living selling groceries in a store a few kilometers from his house.

He learned this job when he was 15. He worked with some friends outside of his town because he needed to do it, leaving school because of the death of his mother. So he had to help his father with the family necessities. Now he has four years of experience, which has made him independent, with his own grocery store.

He has seen that customer demand is good, as are his profits, and he needs to have a greater variety to give his customers better service.

He's requesting a loan for 5,000.00 Q [GTQ] to expand his store, buying more products so he can get more profit and continue growing and supporting the family economy, one of his goals he wants to achieve.

He dreams of having another grocery store in the future to generate more and better profits so he can continue building his own house and supporting his younger siblings so they stay in school.
View original language description ↓
Carlos es un joven de 19 años quien es soltero y vive en Sololá. Tiene cinco hermanos varones y 2 mujeres.
El es un joven trabajador quien actualmente se dedica al comercio de abarrotes en una tienda que tiene a unos kilómetros de su vivienda. Esta actividad lo aprendió cuando tenía 15 años trabajo con unos amigos fuera de su pueblo porque su necesidad lo obligo a hacerlo dejando la escuela ya que sufrió el fallecimiento de su madre, de este modo el tenia que apoyar a su padre para darle lo necesario a su familia. Ahora cuenta con 4 años de experiencia y eso lo llevo a ser independiente teniendo su propia tienda de abarrotes.
El ha visto que la demanda de sus clientes es buena así como sus ganancias y necesita tener más variedad de productos para brindar un mejor servicio a sus clientes.
El solicita un préstamo de Q 5,000.00 para ampliar su tienda comprando más productos para que pueda obtener mejores ganancias, seguir creciendo y apoyando la economía de su familia ya que una de sus metas que quiere cumplir.
El sueña para un futuro tener otra tienda de abarrotes generándole más y mejores ganancias para que pueda construir su propia vivienda y seguir apoyando a sus hermanos pequeños para que sigan estudiando en la escuela.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 114
    View loans »
    Guatemala Loans Fundraising
  • $11,645,975
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Carlos Antonio to buy groceries to expand his store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Feb 12, 2013
Currency Exchange Loss:
Mar 17, 2014