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Abdukudus is a 46-year-old man, who lives in a village. He is married with five children, three of which are not yet school-aged. He has young children because he married late. Abdukudus's wife is not currently working because she is raising the children. In her time away from child-rearing, she helps her husband to care for and feed their cattle.

Abdukudus has raised cattle for 15 years now. He also earns a living working as a guard at the collective farm. It is very difficult for him to support his family financially because he is the family's only source of income. His entire income from his job as a guard is needed simply for survival. His main income comes from raising and feeding cattle. Hence, he is trying to develop this business. If he receives this loan, Abdukudus would like to purchase cattle and feed them until spring. By spring the cattle will be grown and he can sell them for a good price. He thanks Arvand in advance for the financial support.
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Абдукудус, мужчина в возрасте 46 лет. Проживает в сельской местности. Женат и имеет пятерых детей,трое из детей до школьного возраста. Он женился очень поздно поэтому у него маленькие дети. Жена Абдукудуса в данное время не работает, так как воспитывает детей. В свободное время от воспитания детей она помогает своему супругу по уходу и кормления крупно рогатого скота.
Абдукудус на протяжении 15 лет занимается разведением крупно рогатого скота. А также подрабатывает в колхозе охранником. Ему очень тяжело содержать свою семью, так как он зарабатывает один. То что он зарабатывает охранником все уходит на проживание. Основной доход у него от откорма скота поэтому он старается развивать свой бизнес.
На полученный кредит Абдукудус хочет купить скот и до весны откормить. Весной скот подорожает и он продаст по выгодной цене. Он заранее благодарит организацию Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 239
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Abdukudus to buy a cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 13, 2013
Currency Exchange Loss:
Feb 17, 2014