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Narine lives in Yerevan with her husband and a child. She teaches at a local school and, together with her work, also studies at Goris State University, in the department of part-time studies.

Narine specializes in pedagogy and is in her third course of study. Unfortunately, her salary as a teacher is only enough to cover her family's basic costs, so it is very hard for Sona to pay her university tuition fee.

Narine has applied for this loan to pay for her university tuition and complete her education. It is very important for Narine to get high education and continue her work as a teacher.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 406.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Narine to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 18, 2013
Currency Exchange Loss:
Mar 18, 2014