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Josie, 53 years old, is married to a farmer and they are blessed with three children. She manages a direct sales business through which she has been selling personal use products for almost six years. In this business she's earning a net income of PHP 15,000 a month.

Josie would like to take a loan amounting to 50,000 PHP to purchase personal use products such as cosmetics, perfumes, and facial creams to sell. According to her, she also sells purified and alkaline water in their village for additional income, but she focuses more on direct selling the personal products. She's hoping that her requested loan will be granted so that she can expand and continue to improve her business.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 332
    View loans »
    Philippines Loans Fundraising
  • $70,633,225
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Josie to purchase personal use products such as cosmetics, perfumes, and facial creams to sell.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Feb 12, 2013
Currency Exchange Loss:
Jan 23, 2014