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Sok, 60 years old, is married to a fisherman and blessed with six children. They are currently living in a small village in the Reussey Keo district of Phnom Penh.

For almost ten years, Sok has worked as a mobile vendor selling bread. Every day, she gets up early to fill her basket with bread and start her business day by selling her product around her neighborhood. She earns a net profit of about 5 USD a day, while her husband makes 2 USD a day as a fisherman.

Sok would like to acquire a loan in the amount of 600 USD through HKL, a longstanding Kiva partner, to purchase construction supplies needed for home improvements. She will also use a small portion of the loan for her retail business. She hopes that the loan will be granted to her so that she can improve her income and living conditions.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Sok to purchase construction supplies needed for home improvements.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Feb 12, 2013
Currency Exchange Loss:
Jul 17, 2014