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Joylen is 43 years old and married, with one child who is currently going to school. She is a very hardworking entrepreneur.

Joylen has a gasoline and lubricant retailing business in the Philippines. She has been in this business for eight years. She requested a PHP 35,000 loan through NWTF to purchase additional gallons of gasoline and boxes of lubricant to sell.

In the future, Joylen would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 396
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Joylen to purchase additional gallons of gasoline and boxes of lubricant to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 12, 2013
Currency Exchange Loss:
Aug 17, 2013