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Deysy Yaneth
Deysy, 22, lives in the city of Aguaytia, a city with a hot climate, beautiful scenery and varied cuisine. She’s a single mother who strives daily to move her little two-year-old son forward. For Deysy, her little son is the most important thing in her life so she gives him all her love. She learned to work when still very young since she had few economic resources and was only able to study up to fifth year in secondary school but she would have liked to have studied accounting.

Deysy rises very early every day to open her small sewing shop. She spends about 9 hours daily at work and can take care of up to 5 customers daily. She believes she’s getting ahead in her business because she’s responsible and doesn’t disappoint her customers.

Deysy is very grateful to Kiva lenders because thanks to the support they are giving her she will be able to buy a small plot of land because she currently lives in a rented house and this way she’ll be able to have a house of her own and have a space of her own for her business so she can continue striving toward making her greatest dream reality: to provide her son with a profession and for her to study accounting.
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Deysy tiene 22 años de edad, vive en la ciudad de Aguaytia, ciudad de clima caluroso y de paisajes hermosos y una gastronomía variada. Ella es madre soltera y lucha cada dia por sacar adelante a su pequeño de 2 años de edad, para Deysy su pequeño hijo es lo más importante que tiene en la vida y por ello le da todo su amor. Ella aprendió a trabajar desde muy joven ya que no tenía muchos recursos económicos y por ello solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar contabilidad.

Cada día Deysy se levanta muy temprano para aperturar su pequeño negocio de costura, ella le dedica a su negocio alrededor de 9 horas al día y puede atender hasta 5 clientes en el día; ella cree que está saliendo adelante con su negocio ya que es responsable y cumplida con sus clientes.

Deysy está muy agradecida con los prestamistas Kiva ya que gracias al apoyo que le están brindando ella podrá comprar un pequeño terreno, ya que ella vive actualmente en una casa alquilada y de esta manera podrá tener una vivienda propia y poder tener un espacio propio para su negocio y seguir luchando para poder hacer realidad su más grande sueño:” Darle una profesión a su hijo y estudiar la carrera de contabilidad”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $63,757,825
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Deysy Yaneth to buy a plot of land.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 11, 2013
Currency Exchange Loss:
Jan 17, 2014