Funded

Total loan: $225
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Carolina

Nicaragua
Leon, Nicaragua / Cosmetics Sales

A loan of $225 helped to invest in working capital and diversify her cosmetics sales business by purchasing products such as blush, compacts, eye shadow, eye pencils, lip pencils, body cream and perfumes.


Carolina's story

Carolina is 45-years old and a single mother with two minor children -- 17 and 7 years -- who are studying. She hails from El Sauce, a place located in the northern part of the country. Sauce is characterized as an area that produces milk and dairy products, cheese, curd, and buttermilk.

In her free time, she likes to cook traditional foods for her children. Unfortunately, due to a lack of economic resources, she was not able to go to college, though she would have liked very much to be a veterinarian.

Thanks to her efforts and her desire to get ahead, she has as her economic activity a sales business of gold-plated jewelry and cosmetics, such as blush, compacts, eye shadow, eye pencils, lip pencils, body cream and perfumes. She has been in this business for more than six years, and sells door-to-door.

Carolina's routine is to work 8 hours daily, offering her products to regular and occasional customers. She carries out this activity with great pleasure, as it has been her way of life and that of her family. The photo shows Carolina displaying the products she sells.

She hopes that in the not-too distant future, she can earn a better income. Carolina appreciates the help that Kiva investors provide to people of scarce resources and to poor countries such as Nicaragua, so that they have a means of respectable work.

Translated from Spanish by Kiva volunteer Deepa Ramesh



Loan details

Loan length:

14 months
Disbursed date: February 8, 2013

Lenders and lending teams



Loan details

Loan length:

14 months
Disbursed date: February 8, 2013