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Hasmik is from Azatan village of Shirak region. She is 48 years old and lives with her husband, son and father-in-law.
Together with her husband and son, Hasmik is involved in agriculture. She cultivates wheat and potato and does her best to gather a good harvest. Her husband and son sell the gathered harvest in the local market and get income which is hardly enough for covering family's costs.
Realizing that the profit from the agricultural business is very important for the family, Hasmik has applied for this loan.
With the help of the loan Hasmik plans to purchase potato seeds and expand the potato cultivation business. This will help her to make more income and ensure a better standard of living for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Hasmik to pay for potato seeds.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 11, 2013
Currency Exchange Loss:
Nov 17, 2014