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Nayil and his wife have two children, aged 9 and 13. They both work as teachers at a local school. Six years ago, they decided to become farmers in their spare time to raise additional income. They raise sheep and cattle to resell, and also sell byproducts such as milk and wool. With the extra income, they are able to send their children to school and pay for their fees. Nayil is determined to send them to school because he wants his children to have more opportunities to achieve their goals.

Nayil has applied to VFAC for a loan so that he can buy furniture for his home. He has long wanted to be able to furnish is home, and is hoping that is loan will be approved.

Nayil thanks you for your support.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,856,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD