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Baktygul is 38 years old, she is married. She and her husband have two wonderful children. Baktygul has a high education and has a very happy and cheerful, positive personality. Since 1990 she has been doing animal husbandry and field crop cultivation, a business which she started with 20,000 KGS by buying one cow. Additionally Baktygul sometimes brings in clothing from Bishkek and sells to the stores. Thanks to her hard work Baktygul now has two milk cows, two calves and two horses in her livestock. Her monthly income from animal husbandry is 10,000 KGS. With the goal to grow her business she has come to Bai Tushum and Partners for a loan in the amount of 50,000 som (KGS) to buy one cow and fodder. By that she can increase her income from the dairy business. Baktygul plans to invest the income from the loan into further increase of the headcount of livestock and build a house for her son.
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Бактыгул 38 лет, замужем. У них с мужем двое замечательных детей. Бактыгул имеет высшее образование по характеру очень жизнерадостная и неунывающая позитивная женщина. С 1990 года занимается животноводством и полеводством, начав этот бизнес с 20,000 KGS с приобретения 1 коровы. Дополнительно Бактыгуль иногда привозит вещи из Бишкека и продает в магазины. Благодаря упорному труду Бактыгул в ее хозяйстве на сегодняшний день имеется 2 дойные коровы, 2 бычка и 2 лошади. Ежемесячный доход от животноводства составляет 10,000 KGS.В целях дальнейшего развития своего бизнеса, Бактыгул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку 1 коровы и сена.Тем самым она сможет увеличить свои доходы от молочной деятельности. Доходы от кредита Бактыгул планирует вложить в дальнейшее увеличение количества домашней скотины и построить дом сыну.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 48.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Baktygul to purchase one milk cow and fodder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 11, 2013
Currency Exchange Loss:
Feb 17, 2014