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Sitha, 41 years old, is married and resides with two children in Kampong Speu Province, Cambodia. She is a housekeeper. Sitha's husband is a goldsmith who earns $10 daily. In order to improve her husband’s business, Sitha has requested a loan of $1,000 to purchase gold to make fashionable jewelry to sell and thereby earn more profit for the family. In the future, Sitha would like to expand the business and help her children earn their bachelor’s degrees.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sitha to purchase gold to make fashionable jewelry to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 10, 2013
Currency Exchange Loss:
Aug 17, 2013