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Berta Cruz
Berta Cruz lives with her life partner in a home they own. She sells popcorn, quesadillas, and delicious tamales. She has had a small business for many years which has provided her with valuable experience so she can make the highest earnings. She is well known in the area because her product tastes like no other. She sells from her home and in the streets. She has many customers because people know her products are quality at reasonable prices, and with excellent service. Berta is a woman who is dedicated to her work. She is always open to taking advantage of opportunities that present themselves. She dreams of great successes but also works hard to achieve them. She wants to grow her business and invest in ingredients to increase her production, but she needs help in the form of capital. This is why she is requesting a loan from INTEGRAL in order to purchase sorghum, corn, meat, vegetables, etc. Berta Cruz has very good credit references and is responsible. She is very happy with the support and thankful in advance. She is confident that she will pay off the loan and at the same time bring financial security to her home.
View original language description ↓
Berta Cruz vive junto a su compañero de vida en casa propia; ella se dedica a la venta de alboroto, quesadillas y ricos tamales, tiene varios años con el pequeño negocio y eso le ha regalado preciada experiencia que le permite obtener el máximo de ganancias, es muy conocida en la zona pues elabora su producto con un sabor inigualable, comercia desde su hogar y de forma ambulante ya tiene mucha clientela pues las personas saben que todo es de calidad a precios accesibles y con un servicio excelente; Berta es una mujer dedicada a su labor, siempre dispuesta a aprovechar las oportunidades que se le presentan, piensa grandes logros pero también se esfuerza por cumplirlos, quiere acrecentar el negocio, invertir en insumos para aumentar la producción pero necesita de un apoyo de capital por eso le solicita a INTEGRAL un crédito que le permita comprar maicillo, maíz, carne, verduras, etc. Berta Cruz tiene muy buenas referencias de pago y es responsable, esta muy contenta con el apoyo y agradece de antemano, confía en que saldara el financiamiento y a la vez llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 715
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Berta Cruz to purchase sorghum, corn, meat, and vegetables.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 10, 2013
Currency Exchange Loss:
Aug 23, 2014