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Dominga lives with her life partner and their children in their own home. She sells products through catalogs- creams, perfumes, and cosmetics, among others. Furthermore, to be able to pay home expenses, she sells typical snacks. The business is located in a place that she describes as very good for her commercial activities. Since she has managed sales for many years, she has gained a lot of experience. She already has many steady customers since people prefer her because of the quality of her products, cleanliness, and good prices, but above all because she provides the fastest service.

Dominga is an entrepreneurial woman always willing to improve. She wants to reach success, and therefore she makes an effort day by day. She is very committed to her future. In the last few weeks, demand has increased, for which Dominga wants to increase production and sales. She needs to purchase the supplies but does not possess sufficient capital. Because of this, she is requesting a loan from INTEGRAL that allows her to buy creams, perfumes, cosmetics, etc. Dominga has a good record of payment and has a high moral character. She pledges that she will be able to pay back the funding and at the same time give to her family the better quality of life that it deserves.
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Dominga vive junto a su compañero de vida y sus hijos en casa propia, ella vende producto por catalogo, cremas, perfumes, cosméticos, entre otros, además para complementar los gastos del hogar vende antojitos típicos, el negocio se ubica en el lugar que califico como muy buena para sus actividades comerciales, ya tiene varios años de manejar las ventas y se ha hecho de mucha experiencia, tiene ya mucha clientela fija pues las personas la prefieren por la calidad, higiene, buenos precios pero sobre todo porque es el servicio más rápido; Dominga es una mujer emprendedora siempre dispuesta a superarse, quiere alcanzar el éxito por eso se esfuerza día con día, esta muy comprometida con su futuro, en las últimas semanas ha aumentado la demanda por lo que Dominga quiere aumentar la producción y venta pero necesita de la compra de insumos y no posee el capital suficiente por eso le solicita a INTEGRAL un crédito que le permita comprar Cremas, perfumes, cosméticos, etc. Dominga tiene buen record de pago y tiene una moral intachable, asegura que podrá cancelar el financiamiento y a la vez darle a su familia una mejor calidad de vida como se la merece.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Dominga to buy creams, perfumes, and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 10, 2013
Currency Exchange Loss:
Jan 25, 2014