Misael De Jesus
Update on Misael De JesusMisael lives with his wife and his minor children. Misael works planting and growing corn, beans and sorghum. He has done this for many years. He has his own land parcels, which is a big help because he doesn't have to pay rent to anyone else. Misael is asking INTEGRAL for a loan to be able to meet his goal of increasing the amount of grains he produces. With the loan he will be able to buy: seeds to plant, tools to do his job, and pesticides to maintain the plants. Misael is a very responsible person and he has a lot of customers as well as good personal references, something that is very positive for his business.
Previous Loan Details49-year-old Misael de Jesús lives together with his life partner and children. He works growing corn, sorghum, and beans; he has a lot of experience in agriculture and the land is very favorable for planting. In addition, he has a large clientele since they know that he sells quality products wit... More from Misael De Jesus's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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