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He is an enterprising man, and he is committed to his desire for self-improvement and the many opportunities to do something big with his life. His biggest wish is to give his family a better future as he looks to new horizons, forgetting about the crime that surrounds them.

He puts forth great effort day to day for his family. He is very hard-working, and he has been growing corn and beans for some time. The small amount of time he has spent on farming has gifted him with experience that allows him to do good work. It also gives him the opportunity to get good income.

He is proud because he has managed for the crops to give him good results. The land he farms gives him the best harvests. That is why the customers prefer him for the quality, good price, and excellent service. His goal is to have better profits that will help him fulfill his dreams.

He has the conviction that if he increases his sales he will increase the income. That is why he is requesting a loan that will allow him to buy bean and corn seeds, herbicide, and manure, etc. He is grateful for the help that he will receive. He also has the hope that God will not abandon him, and that he will be able to repay the debt. He is also certain that this way he will be able to give his family the quality of life that they deserve.
View original language description ↓
Es un hombre emprendedor y comprometido con deseos de superación y con muchas posibilidades de hacer algo grande con su vida, su mayor deseo es entregarle un mejor futuro a su familia buscando tener nuevos horizontes y olvidándose de la delincuencia que los rodea. Tiene un grupo familiar por el cual se esfuerza día a día, es muy trabajador y desde hace un tiempo se dedica al cultivo de maíz y frijol, el poco tiempo que le ha dedicado a la agricultura le ha regalado experiencia que le permite realizar una buena labor y además le da la oportunidad de obtener buenas ganancias, se siente orgulloso porque ha logrado que le dé buenos resultados, el terreno de cultivo le da las mejores cosechas por eso los clientes lo prefieren por calidad, buen precio y excelente servicio; su meta es tener mejores beneficios que le ayuden a cumplir sus sueños. Él tiene la convicción de que si aumenta sus ventas así aumentarán las ganancias, es por eso que se solicita un crédito que le permita comprar semilla de frijol, maíz, herbicida, abonos, etc. Agradece la colaboración que recibirá además tiene esperanza en Dios que no lo abandonara y podrá cancelar la deuda, además tiene la certeza que asi podrá darle a su familia la calidad de vida que se merecen.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy bean and corn seeds, herbicide, and manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 4, 2013
Feb 13, 2013
Currency Exchange Loss:
Mar 17, 2014