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The desire to overcome is one of the most important dreams of this woman, who lives together with her family in their own home in an area of frequent social violence and lawlessness. The choice not to see her self affected by this violence is one of the best decisions she has made and she feels proud of it. She works selling food, soups, meats, rice, beans and drinks, among others. She sells from a qualified location that is good for her commercial activities and little by little she has acquired customers who prefer her because of the quality of her product, her reasonable prices, and above all for her quick service. She is an active woman, an entrepreneur, who is dedicated to her work and with many goals that she desires to achieve. She is working hard to obtain a more prosperous future. She feels very content with the restaurant but she knows that she needs to make it grow in order to rise out of poverty. In the last few weeks she increased her sales so she wants to complete a large investment in the purchase of the supplies necessary to make her food. Because of this she is seeking a loan that will allow her to buy meat, vegetables, grains and drinks, etc. She has good payment references and is very responsible. She is sure that she will pay off the debt and at the same time is confident that it will bring economic security to her home.
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El deseo de superarse es uno de los sueños mas importantes de una mujer que vive junto a su grupo familiar en casa propia en una zona de alta incidencia de violencia social y delincuencia, desea no verse afectada por ella, es una de las mejores decisiones que ha tomado y se siente orgullosa de eso, se dedica a la venta de comida, sopas, carnes, arroz, frijoles, bebidas entre otros, comercia desde un lugar que califico como bueno para sus actividades comerciales y poco a poco se ha hecho de clientela que la prefiere por la calidad del producto, por los precios accesibles y sobre todo por el servicio mas rápido, es una mujer activa, emprendedora, dedicada a su labor, y con muchas metas que desea lograr, esta trabajando duro por alcanzar un futuro mas prospero. Se siente muy contenta con el comedor pero sabe que necesita hacerlo crecer a fin de salir de la pobreza, en las últimas semanas aumento la venta, por lo que quiere realizar una mayor inversión en la compra de los insumos necesarios para realizar sus comidas, por eso solicita un crédito que le permita comprar carnes, verduras, granos básicos, bebidas, etc. Tiene buenas referencias de pago y es muy responsable, asegura que podrá saldar la deuda y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 391
    View loans »
    El Salvador Loans Fundraising
  • $31,278,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to purchase meats, vegetables, grains and drinks.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 13, 2013
Currency Exchange Loss:
Sep 17, 2013