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Hulash Ch
Hulash Ch is a 31-year-old physically challenged person living with his parents and his wife.

He has a variety shop in his village. He has six years of experience in this business. Sometimes his wife helps him in managing the shop. He sells betel, biscuits, pickles, toffees, wafers, spices, lentils, cooking oil, etc., and earns 7,000 INR per month from this business. The total population of his village is about 500, and the people depend on his shop for their household goods. He is not able to meet the growing demand of the present scenario.

There is another betel shop in his village to compete with this shop, so he wants to purchase a variety of stock such as spices, oil, detergents and personal care merchandise like shampoos and toothpaste that he is selling right now and also more variety of chocolates and wafers.

He has requested a loan of 20,000 INR to add some more stock to his shop.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 17
    View loans »
    India Loans Fundraising
  • $6,744,425
    Funds lent in using Kiva
  • 53.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Hulash Ch to pay for betel, biscuits, pickles, toffees, wafers, spices, lentils, cooking oil, etc., for his variety store.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Feb 2, 2013
Feb 10, 2013
Currency Exchange Loss: